The basis of my encryption options is GPG (Gnu Privacy Guard, descended from PGP, Pretty Good Privacy). This uses public key encryption techniques. This means that you can freely publish a key for people to encrypt messages to you with, but only you can read them with your secret key. One of the interesting concepts is that other people can 'sign' your public key to say that they confirm that you are who you say you are. Yesterday Simon and I met up with Rob from Rotterdam to exchange keys. This was coordinated via Biglumber.
There are utilities for most email clients that allow easy use of GPG. My chat client of choice, Psi, can also use it to encrypt instant messages. Simon and I are using that now. I just need to bring some of my other contacts up to speed.
I don't have major secrets, but I like my privacy.
Assorted encryption links on my del.icio.us.